For carriers, MGAs and insurtech
Vehicle facts behind every quote and claim
Decode a plate at quote, pull title brands and odometer readings at claim, and value a total loss by tier. Clean fields into models you already run.
- Prefill a quote from a license plate
- See flood, salvage and collision brands
- Value a total loss by condition tier
Pay only for successful API calls · Free sandbox
Scale and reliability
Running in production today
A major national insurer already runs on this platform.
- 99.9%
- API uptime
- 275M+
- Vehicle records
- 500M+
- API calls per month
- 50+
- Countries covered
Platform reliability
Coverage depth
Proven at scale
Plate and VIN lookups
Use cases
From quote to claim settlement
Underwriting, claims and fraud review all turn on facts about the vehicle itself.
Quote prefill
Turn a plate or VIN into year, make, model and trim so the applicant does not type them.
Total loss valuation
Settle on retail, trade-in or auction values for the VIN instead of one blended number.
Claim and fraud checks
Check title brands and the odometer trail against what the claimant reported.
Capabilities
Fields adjusters ask for
Four endpoints cover identification, history, valuation and open safety recalls.
Plate to vehicle
Send a plate and a state, get make, model, year, color and the VIN back.
Title brand records
Flood, collision and prior taxi brands, each with a type, date and location.
Odometer readings
Each title record carries its odometer reading, issuing state and date.
Values by condition
Excellent through rough tiers, so a settlement can cite the tier it used.
Enterprise
At book and batch volume
Run the overnight batch, keep one schema, and pay only for calls that return data.
Volume without a new contract
The same endpoint serves a pilot line and a book of a million policies.
Key benefit
Growth does not trigger a renegotiation.
One record shape
Field names stay put across endpoints, so anything downstream keeps working.
Key benefit
Rating tables do not need rebuilding each quarter.
Responses you can file
Every response is JSON, so it can be stored next to the claim it informed.
Key benefit
You can show what the data said on the day you settled.
Implementation
How it works
Four steps to a working insurance integration, with or without engineers.
- 1
Get a sandbox key
Sign up with a work email. 100 calls, no credit card, no sales call.
- 2
Pick how you connect
REST and JSON, official SDKs, MCP, Snowflake, n8n or Zapier. See integrations.
- 3
Call the endpoints you need
For insurance, that is Plate Decoder, Vehicle History and Market Value.
- 4
Map the fields once
Field names are stable and documented, so your claims system maps them once.
Products
Endpoints behind a claim file
Five endpoints, each with a reference, coverage notes and its own plan level.
Plate Decoder
Identify supported vehicles from license plates.
Vehicle History
Title events and odometer records for a VIN.
Market Value
Value a vehicle by condition tier. US and Canada.
Specifications
Retrieve detailed attributes for identified vehicles.
Vehicle Recalls
Open safety recall records for a VIN.
Security and compliance
Enterprise-grade security
Vehicle data is handled to the standards your compliance team expects.
- SOC 2 Type II
- Certified
- GDPR
- Ready
- ISO 27001
- In progress
- 256-bit SSL
- Encryption
FAQ
Frequently asked questions
Not answered here? Contact us and we'll point you at the right endpoint.
More industries
The same platform, nine industries
CarsXE across the automotive ecosystem
Dealership
Build recall, equity and trade-in tools on licensed vehicle data.
Rental
Identify, ground and resell rental vehicles from one record.
Finance
Check liens, title and collateral value before you fund a loan.
Repair
Decode trouble codes and confirm fitment before the car is on the lift.
Warranty services
Screen eligibility and settle warranty claims from one record.
Auto tech startup
Ship vehicle features without building a data pipeline first.
Fleet management
Vehicle records for every VIN in a fleet, without telematics.
Parking and valet
Identify vehicles at gates, valet stands, and parking apps.
Get started
Start building today
Test drive the CarsXE platform. Sign up with your work email and start on the free sandbox. No credit card required.
